HOW IT WORKS
A little effort.
A lot of good.
Everything in Morrow takes a few taps. Here’s what happens when you give, open, grow, and trade.
Send a little gift.
Shares of a company they love, a bit of cash, or both, wrapped with your own words.
Not opened in 30 days? It comes back to you. You can also take it back any time before they open it.
- 1
Pick what to give
Choose up to three companies, add cash, or mix them in one gift.
- 2
Choose who it’s for
Send to their email or their Morrow handle, and write a note.
- 3
Send it
Big gift, tiny fee: usually just $0.19 to $0.48, shown before you confirm. Then it’s reserved for them alone.
Open what’s yours.
Someone thought of your tomorrow. Opening it takes a minute.
Gifts sent to an email only open for that email. Signing in another way creates a different account.
- 1
Sign in
Use the email the gift was sent to. We send you a code, so there’s no password.
- 2
Find your gift
It’s waiting in Morrow with their note, ready to open.
- 3
Open it
The shares and cash move into your account and are yours to keep.
Build a future together.
A fund grows over time with help from the people who care, then unlocks on a day you choose.
Set up a college fund, a first-home fund, or a birthday that’s years away.
- 1
Set it up
Choose who it’s for and the date it unlocks. Neither can change later.
- 2
Invite your people
Anyone can add cash or shares they already own, up to six companies.
- 3
Unlock the day it’s due
Only the person it’s for can take it out, and only from the unlock date.
Own a little piece.
Buy shares of well-known companies with cash, starting from a fraction of a share.
Cash out any time to an address you enter. You see any fee before you confirm.
- 1
Add cash
Move cash into your account from an exchange or another account.
- 2
Find a company
Search 142 stocks and check live prices and simple charts.
- 3
Buy or sell
Pick an amount and confirm. Sell back to cash whenever you like.
Your money stays yours.
-
You approve every move
Money only moves when you say so. Morrow can’t move it on its own and never holds it.
-
No ID or selfie
Sign in with your email and start. No paperwork to get going.
-
Private when you want
Choose to make a gift or transfer private, so its details stay off the public record.
Good to know.
What do I actually own?
Shares on Morrow track the price of the real company’s stock. They’re issued by a partner and aren’t the same as holding the stock at a broker, so they may not come with voting rights.
What does it cost?
Almost nothing. Sending a gift or gift card usually costs just $0.19 to $0.48, even with three stocks and cash packed inside. That’s what delivery costs, passed on at cost. Buying or selling may add a small trading fee, and you always see the fee before you confirm.
What if they never open my gift?
After 30 days it comes back to you automatically. You can also take it back yourself any time before it’s opened.
Can I change a fund after I start it?
No. Who it’s for and the unlock date are fixed, so everyone who adds to it knows exactly where it’s going.